Financial, AI, Education, and Insurance Disclaimer

1. Educational Only

Budgefy provides budgeting software, educational content, and planning tools. Budgefy does not provide legal, tax, investment, credit, debt settlement, accounting, or insurance advice.

2. AI Limitations

Budgefy AI may use anonymized context and can be wrong, incomplete, outdated, or unsuitable. Review and verify outputs before acting.

3. No Guarantees

Budgefy does not guarantee savings, debt payoff, credit score improvement, income, investment return, insurance outcome, tax result, or financial independence.

4. Life Insurance

Budgefy does not sell insurance or leads. Life-insurance content is educational only.

Insurance products may involve costs, exclusions, underwriting, surrender charges, lapse risk, policy-loan risk, tax consequences, and suitability issues. Consult licensed professionals before making insurance decisions.

5. Courses

Courses are educational and do not guarantee financial results.